Family of Motorcyclist Killed In Collision With Stolen SUV Will Have a Tough Time Under Texas Insurance Laws

June 22, 2013, a motorcycle rider,Thomas Hopper, was struck and killed on Uvalde Road in Houston, Texas around 7:00 p.m. by the driver of an SUV that had reportedly been stolen.  The SUV was traveling so fast that after striking the motorcycle and launching the rider from the bike, the SUV drug the motorcycle roughly 150 yards before exploding into a fiery wreckage.

The Harris County Sheriff’s Office has reported that the SUV was the subject of a car-jacking shortly prior to the wreck. Two suspects apparently were speeding away with the vehicle when the collision occurred.

Unfortunately, the family of the victim may experience the extra insult that Texas insurance law adds to injury. Motorcycles are not required to carry uninsured/under insured motorist coverage in Texas.  Moreover, when a car is stolen, the unauthorized use voids insurance coverage with regards to the insurance on the vehicle.  Thus, there is a strong possibility that there will be no coverage for this incident.

Follow this link to read more about why drivers need to carry uninsured motorist coverage.




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